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ivone abacar.financial & business consulting
Resources and spreadsheets

Tools to organise your business.

Professional spreadsheets to manage your finances with numbers, and free checklists to take the first step.

Professional spreadsheets

Ready to use.
Built for decisions.

Spreadsheets in meticais, with ready-made formulas and instructions, so you can manage your business without starting from scratch.

Finance · Excel

Cash Flow Spreadsheet

Know how much money comes in, how much goes out and how much you will have over the next 12 weeks.

  • Income and expenses recorded by category
  • 12-week cash forecast with a negative-balance alert
  • Automatic monthly summary with charts
  • Personal and business transactions kept apart

545 MTExcel · works with Google Sheets · instructions included

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Business · Excel

Pricing, Costs and Margins Spreadsheet

Set the right price for each product or service and the minimum sales volume to avoid a loss.

  • Fixed and variable costs per product or service
  • Selling price with your target margin and VAT (16%)
  • Monthly break-even point in units and value
  • Simulator: the effect of changing costs, prices or volumes

889 MTExcel · works with Google Sheets · instructions included

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Most complete Management · Excel

Annual Financial Management Dashboard

The complete system to track business performance month by month and decide based on numbers.

  • Annual budget compared with actuals, month by month
  • Linked income statement and cash flow
  • Receivables and payables with due dates and alerts
  • Margin, liquidity, expense and growth indicators
  • Visual dashboard ready for meetings, partners and the bank

2 988 MTExcel · works with Google Sheets · instructions included

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No online payment. When you click “Buy now”, you send a purchase order; Ivone confirms payment with you and then sends the spreadsheet.

Free resources

Start for free.

Free, with no sign-up and ready to adapt.

01 / Financial organisation · Checklist

A more organised
month.

A practical list to gather documents, check transactions and identify outstanding items at the end of the month.

Download checklist

Text file · editable and printable

02 / Project management · Guide

Your idea.
A first plan.

The essential questions to clarify a goal, define responsibilities and choose your next actions.

Download guide

Text file · editable and printable

Purchase order

Buy a spreadsheet

Fill in your details. There is no payment now: Ivone will contact you to confirm payment and delivery.

Price: 545 MT

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